Whether improving your business location, purchasing inventory, or bridging a funding gap, our portfolio of commercial products offers a broad range of short to long-term funding solutions. Because First Community Bank performs all loan servicing and decisions locally, we can get you the loan you need, when you need it. Your Personal Banker will work with you to meet your funding needs quickly and fairly. Our portfolio of products include: Lines of Credit, Equipment Loans,and Commercial Real Estate Loans.
No two businesses are alike; therefore, we structure our commercial loans to meet individual business needs and capabilities.
Lines Of Credit
A Commercial Line of Credit gives you the cash you need to fill a financing gap. You may want to consider a Line of Credit to do the following:
- Support Account Receivables
- Replenish inventory
- Purchase New Equipment
- Pay bills
- Increase Cash Flow
Commercial Real Estate Loans
Our knowledgeable lending professionals are well equipped to handle any of your real estate needs. We offer a full range of real estate loan products, including acquisition and development loans, construction loans, bridge loans, and permanent loans structured to meet your needs. We will consider a wide array of real estate projects, including the following:
- Lot purchases
- Owner-occupied commerical real estate
- Investor-owned commerical real estate
- Special purpose properties
Small Business Administration Loans
Our SBA preferred team of lenders has experience helping small businesses obtain specialized financing. An SBA loan is often the answer for a start-up or growing business. First Community Bank utilizes SBA 7(a) and SBA 504 loan programs. If you have a start-up or growing business, fill out an application for a business loan and bring the completed copy to one or our branch locations.